Manage Your Money And
Raise Breast Cancer Awareness
There's an age-old concept
for budgeting called "Envelope budgeting". The idea is simple. Divide
up the cash you have on hand into envelopes with the expense category on it and
you only get to spend what is in the envelope. When the envelope is empty you
can't spend any more in that category, and if there is some left over at the
end of the month you either add it to a savings account or roll it over for use
the following month.
Kids today have a hard time understanding where money comes from.
I overheard a child just the other day in a department store saying "Don't
worry if you don't have enough money Mom, we can go to the grocery store and
get more from the checkout." This is a common theme and why many kids
don't understand budgets even exist. When teaching kids the value of money, a Prepaid Visa like a
PayPower card can be hugely helpful. Jimmy needs a new pair of sneakers for
basketball? Give him a card for an agreed upon amount and let him make his
own shopping decision.
Modern allowance
Give the kids their allowance monthly in a form of a gift card.
They only spend what they have and they learn how to weigh the value of what
they buy. With
PayPower you only spend what you have, so there are no overdraft fees or
interest charges. Your card can be used everywhere Visa debit cards are
accepted, including online or over the phone. Plus it is easy to reload!
Safer than cash
The funds on your card account are protected from unauthorized
use by the Visa Zero Liability policy if your card is lost or stolen. The funds
in your card account will be FDIC insured through the card Issuer, provided
your card is registered.
Support the Safeway Foundation and Stand Up To Cancer
Support the Safeway Foundation and Stand Up To Cancer
As you may already know this month is NationalBreast Cancer Awareness Month and PayPower is donating half of the purchase
fee on a PayPower card purchased in your local Safeway store between 10/01/13
and 11/03/13 to the SafewayFoundation and Stand Up To Cancer
.
When breast cancer is detected early the 5 year survival rate is
98% (National Cancer Institute) and the Breast Cancer Foundation helps women
create a plan for early detection,
breast health education programs at community outreach programs across the
country.
What better way to manage
your money, keep it safe and help others? Get your PayPower™ Visa® Prepaid
Card now. http://payPower.com and help
us spread the word. Share this post with the hashtag #PPBCA!
To celebrate this great promotion one of Susan's Disney Family readers will win a $25 PayPower Prepaid Visa Card! Would you like to win? Please comment on how you could use a prepaid card to stay on budget.
Win it:
One winner will win a $25 PayPower Prepaid Visa Card
Disclosure: The reviews and or opinions on this blog are my own opinions . No monitory compensation was received. I was not required to write a positive review. Your experience may differ. The opinions I have expressed are my own I am disclosing this in accordance with the Federal Trade Commissions 16 CFR Part 255: Guides Concerning the Use of Endorsement and Testimonials in Advertising .
163 comments:
It would help me stick to the predetermined amount on the card instead of overspending.
Name on rafflecopter: Mary Happymommy
it will help me keep track of what is actually available and limit me from going over the budget
i would use a prpaid card to go grocery shopping, I think that's the area I can save/splurge the most.
it could pay for a few groceries and that will help me stay on budget
it would help pay for a few groceries and that helps me stay on budget
I would buy groceries using this card
this would help me not go over budget on groceries
Amanda Sakovitz on rafflecopter
It will help me from going over the budget and buying kid things! Thanks so much for the fantastic giveaway!
Reneewalters3 at yahoo dot com
We use a prepaid for daily uses. When your out your out. No heat of the moment credit charges
Dawn Monroe
I would use it to stay on a grocery shopping budget.
I would use it for shopping so I could not go over the limit.
rounder9834 @yahoo.com
it makes me not buy impulse purchases
it stops impulse buying
I would use the card to winterize my vehicle i.e. rotate tires, change oil, get new wipers. That would be a huge budget saver in the long run b/c any one of those things could cause me to miss a day of work if not taken care of!
I think it would help me to pay more attention to how I am spending my money. I would be cautious to not go over my limit
b dot ringer at Hotmail dot com
I would load on only the amount of money that I can spluge with monthly and this would help me stay on budget.
I would use it to shop on sales to maximize savings.
by having only so much to spend each month.
I would stay on budget by cutting back on my impulse purchases when I am grocery shopping since I know I only have a set amount to spend.
kellywcu8888ATgmailDOTcom
I would use it toward groceries!
Loading it with only the amount I can use on groceries would help me stay on budget
I would only put a certain amount on it so I could not spend extra.
jodysis at windstream dot net
I would buy groceries for my family.
The PayPower Prepaid Visa Card would help me from over spending like when I shop with a credit card
abfantom at yahoo dot com
Buying groceries!
It would help me know I had to stay within a certain dollar amount (what was on the card)
i would use it for gas and that would help me stay on budget
heather hgtempaddy@hotmail.com
I'd use it for a treat so I don't feel like I'm not having any fun with my budget...It makes it harder to stick to when I don't have something fun to look forward to.
I'd load it with my groceries budget amount!
It would be a good way for my college daughter to keep track of her spending.
I'd use it to buy a coupon binder
It would be helpful during these tough times.
It would be a great help at the grocery store.
I would quit spending more than the amount that I could afford to make for payments every month.
I would pre-load it with my budgeted amount so I could not overspend.
It would help me not go over budget on groceries.
It would help us stick to our grocery budget!
demureprincess7(at)gmail(dot)com
I would use it to keep track and for my gas
hippopurplemonkey at yahoo dot com
I would know exactly what I have to spend, and it would probably help me think about saving it instead of spending.
I would leave cash at home and use only the card so I cannot spend more than the balance. This will cut down on my grocery impulse buying
I would use only what was available on the card.
It would help me stick to my shopping list!
I would use it for groceries only & not use more than what's on the card. :)
I would use it to pay my auto insurance
I would use it toward christmas gifts.
Thanks for the chance.
mogrill12@gmail.com
I'd limit myself to the card's limit.
I would load only what I can spend
I would use it when holiday shopping or clothes shopping. Those are the things I tend to overspend on. If I only used whats on the card I could stay on budget.
I would use it when holiday shopping or clothes shopping. Those are the things I tend to overspend on. If I only used whats on the card it would help me stay on budget.
I would use it to help with my Christmas presents
I would use it to buy gas
I will buy groceries
I can see exactly what I'm spending my money on each month so I can see where i can cut costs.
I would use it for gas.
I'd use it for groceries.
I could get a manicure which is NOT in my usual budget.
I'd use it for gas or groceries to lighten our bill a bit.
I'd buy groceries
I think this would be a great way not to overspend when shopping for food
That's about the amount I usually go over on the grocery budget every week...
I use it at the grocery store so I don't buy extra things.
I could put extra money I would have to spend on gifts and not go over that amount.
I would use it for the holiday spending! By adding money to the card, and then using ONLY that card to do the present shopping, I wouldn't be able to go over my limit :)
i will save this for christmas gifts
freebiel0ve@yahoo.com
buy some food
I'm terrible at impulse purchases so this would keep me on budget, for sure.
I would use it to shop online. So I wont go over my spending amount and give my bank account safe!
I would use it to limit how much I bought at the grocery store and at the gas station!
I would use it as my day to day spending cash. This way I could limit myself to a specific amount of $ to use and force myself not to splurge. My debit card is just to handy for me right now and makes it difficult to stay on budget.
Prepaid gift cards would be great for Christmas shopping. You could set a budget limit and use the gift cards to stick with it.
When working on a project, a prepaid card would keep me from overspending and make me really consider every purchase I make.
I would use it to buy gas. That would give a little help on staying on budget.
I would use it towards groceries.
It ensures that I don't go over what I have on the card or that I only pay tax out of pocket
Christmas is coming up.....any little extra will help with that!
pamc77@yahoo.com
It would keep me from spending more than I budgeted
I would use it to pay for my internet!
With a prepaid card you can only spend what you have in there so you would not be able to overspend so it would make you think before you buy instead of mindlessly spending with a credit card
It would keep me from spending to much cash
I would use it to buy groceries.
I would use it for groceries. It would keep me from spending too much!
I would use it to buy groceries so I wont spend much out of pocket
it would be great to be able to put it towards some christmas presents and save the checkbook
I would use this for my groceries. I am trying to stick on a tight budget and this might be a useful tool! Thanks!
It would keep track of where I spend and how much I spend
it would my emergency fund for gas or diapers
I would use the card to keep track of grocery money
I would use this to stock on needed items.
I would use this to stock up on needed items.
I will bring only that prepaid card.
I would use it for gas.
I'd use it for groceries
Pay some of the power bill
It would help me stay on budget because it would control how much I could spend at one time
I would spend it on groceries.
It would help me stay on budget when grocery shopping. I always overspend with that.
I would use it for the extra splurges to keep on budget
it will help me keep track of what is my actual available balance
AWinesburg@hotmail.com
so I won't overspend - regnod(at)yahoo(d0t)com
by having a pre-paid card I would have only so much money and no more to spend. It makes you more creative especially buying presents, to stay within the budget.
asketcher2@hotmail.com
Would help pay a monthly bill
Prepaid cards allow me to give my teenagers limits on their purchases but they get freedom as well.
I always go over budget on splurges when grocery shopping. This would make me only spend what I've budgeted!
I would use it for Christmas now that I was laid off from my 2nd job.
It would help me keep track of my grocery/coupon usage. lbmose123 at gmail dot com
I would use this to buy 3 meals for the week. It would really help us out a lot with our budget.
it would prevent me from going over budget. Once it runs out then I can not buy anymore for the rest of the month.
I'd be able to stay on budget because I couldn't spend what I didnt have
I would use it to save money on my groceries.
I can load a prepaid with the amount I want to spend on groceries and that way I can't go over my budget.
It would keep me from spending more than I have budgeted for.
By only using what's on the card
It would keep me on budget while Christmas Shopping!
ptavernie at yahoo dot com
I'd use it for my Christmas shopping
annabella @ centurytel dot net
I could use it to buy gas.
It would help me to stay on budget because I could use it to buy groceries instead of spending my own money and I would only be able to use the money that's on it.
Only load on the card what you need for the week such as gas and groceries, you can only spend as much as is on the card!
It would make it so that I can only spend what I have.
I would use it to stock up on essentials like toilet paper, detergent, and cleaning supplies. Those eat up so much of our weekly grocery budget.
Its easy to stay on budget because you can only spend whats on the card. I would love to take it clothes shopping with me.
Brittney House
it would help b/c of a set limit
4mariemh atgmaildotcom
Fill the tank!
Fill the tank!
Would help to not overspend and just use the $25 available!
I'd use it to put just the amount I want to spend on groceries and then only use that. It'd help a lot.
Michelle Tucker
It would help with groceries.
alterna7 at hotmail dot com
It would help with groceries.
alterna7 at hotmail dot com
I will make me stay strictly on budget.
We use Paypal for managing our weekly discretionary funds. We would/could do the same thing with prepaid cards.
this would help when i'm Christmas shopping!
It will help me be stricter with money I think
I could use it to set myself a weekly food budget
I know I only have a set amount, so I only buy essentials
I would let my teen son use this because when I give him our credit card he spends more than allowed
I would only spend the amount available on the card
help me pay for some christmas
i would use it to put a pre paid amount of "fun money" on each month so we know how much we have to spend on non essentials...i really like the idea of using it for the kids allowance too.
crystalmethod54751@gmail.com
A prepaid card for Christmas gifts would be a great idea to keep you on budget. Once the balance runs out, you are done!
A prepaid card would be perfect for keeping us on a monthly limit for eating out and managing a reasonable entertainment budget!
Geoff K
gkaufmanss at yahoo dot com
i would put money on that card with money i could use for "wants" only once a month
I'd use a prepaid as my emergency card instead of my credit card.
bhtarumi@gmail.com
I would use it to stay within my spending limits
These are great for keeping teens within their spending limits!!
it'd be easy to stay on budget without overspending ... since you can only spend what's on it! good.
I can put a set amount on a prepaid card for a certain thing (groceries) and when that money is gone then no more groceries until the next time money gets loaded onto the card.
A card like that would be easy to send my son to the store with. No overdrafts at the bank, lol
It would help me stay on budget ecause I couldn't spend more than what is on the card
Julie Hawkins
I can get a new shirt without spending my other money
I feel I would have more control over limiting myself when it comes to shopping trips. lexbaylor27 at gmail dot com
I would use it to keep to my budget by putting a set limit on the card and only using it for what I need and not what i want.
i would use the gift card to stay on budget by buying some fruits and veggies that we need. that will stretch our budget!
I could use this toward new shoes for the hospital. Thanks for the chances.
We have to budget for gas. I would use it to keep within our gas budget.
I would use too keep track of groceries
Thanks for the giveaway…you could use a pre-loaded card to keep on budget for gasoline purchases.
Rafflecopter: Bryan E.
i would put a set amount on it for groceries and stick to it KairaWolfie@aol.com
I could use a prepaid card to stay on budget by setting aside grocery money
A prepaid card could be loaded each payday and used for "extras" - once the card is empty, no more extras til it's loaded up again!
It would be helpful to have a pre-paid card like this, especially to use for a certain type of thing every month. Not overspending is something we're really trying to pay attention to right now.
The gift card would enforce me to stay within my limit. If I need any extras, the gift card will take care the excess I owe above budget.
I can use the gift card when I believe I will exceed my budget for the week.
I would use a card to be aware of my spending!
I would declare the card my fast food budget for the month and only use that to eat out. When it's gone it's gone. It would help me save money AND eat healthier I'm sure. :)
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